EveryDollar: Budget Management

I-EveryDollar ingaphezu kohlelo lokusebenza lwebhajethi oluvela ku-Dave Ramsey - ilona hlelo lokusebenza kuphela elikusiza ukuthi uthole izinkulungwane emaphethelweni zicashe ngokusobala.

Njengohlelo lokusebenza lwebhajethi yomuntu siqu, i-EveryDollar ikusiza ukuthi uthole imajini eyengeziwe ukuze unqobe izikweletu futhi wakhe ingcebo. Dala ibhajethi yangokwezifiso ngomhleli wakho webhajethi yomuntu siqu futhi ulandelele izindleko nemisebenzi. Kodwa akugcini lapho: hlela ukusebenzisa imali, setha imigomo yezezimali futhi uphathe izimali zomuntu siqu nge-EveryDollar.

Isabelomali sikunikeza imvume yokusebenzisa. Idola ngalinye linikeza idola ngalinye umsebenzi. Qala namuhla, bese utshela imali yakho ukuthi ibhekephi esikhundleni sokuzibuza ukuthi yashonaphi.

UMPHATHI WEZEZIMALI WOMUNTU KANYE NE-TRACKER YEBHAJETHI YAMAHHALA
• Landelela imali futhi udale amabhajethi kalula
• Lungisa imali nokuhlelwa kwesabelomali noma nini, noma kuphi
• Landela ukusetshenziswa kwemali nokonga imali ngokushesha nangokunembile
• Sebenzisa imali ngokuzethemba: bona ukuthi yini esele ongayisebenzisa ngokubuka nje
• Ilungele noma yimuphi ubhajethi noma umphathi wezezimali womuntu siqu: ibhajethi yomuntu siqu, isabelomali sasekhaya, isabelomali somndeni, isabelomali sabafundi nokuningi.

I-AKHAWUNTI KANYE NOMPHATHI WEMALI
• Isilandeleli sebhajethi yomuntu siqu, uhlelo lokusebenza lokubala nokuningi: uhlelo lwakho lokusebenza lomuntu siqu lokuphatha imali ukuze wonge imali, ukhokhe izikweletu futhi ufinyelele imigomo yokukhokha isikweletu ngokushesha
• Phatha imali usebenzisa i-akhawunti yakho yokuhlola ne-akhawunti yokonga
• Guqula ezezimali zakho kuzo zonke izinjongo zakho zezezimali
• Khokha izikweletu futhi wonge imali yomhlalaphansi nge-tracker yokusebenzisa imali
• Kulula ukusebenzisela kokubili oqalayo kanye nomphathi wezezimali onekhono noma umhleli wezezimali

UMELUSI WEZEZIMALI NOMQEQESHI WEMALI NGE-VIRTUAL
• Funda amathiphu emali nokonga imali
• Funda ukuphathwa kwezimali ngezeluleko zochwepheshe
• Ungalandelela kanjani okwenziwayo, amathiphu okonga ezokuthutha, indlela yokudala isabelomali ozosisebenzisa ngempela nokuningi!
• Ababhajethi bafunda ukonga imali: thola isilinganiso esingu-$3,015 semajini ngemizuzu eyi-15 nje!

I-TRACKER YOKONGA KANYE NOKUCHITHA
• Ukuphatha imali nge-tracker yethu yezezimali kanye nohlelo lokusebenza lokuphatha imali kulula
• Yazi ukuthi imali yakho yokonga & oyisebenzisayo iya kuphi
• Ukuhlela imali nesabelomali kusiza ukukunika amandla okonga imali nokusebenzisa imali ngaphandle kwecala
• Phatha okubhaliselwe futhi ulandelele izindleko
• Landelela ukusetshenziswa kwemali ukuze ugweme ukudlula isabelomali
• Ukulandelela ukusetshenziswa kwemali kulula ngokuxhunywa kwebhange okuzenzakalelayo

UHLELO LOKUSEBENZA LOKUNIKEZELWA NE-TRACKER ENGENAYO
• Umenzi wesabelomali sakho konke-komunye, isilandeleli sebhili kanye nohlelo lokusebenza lwemali engenayo
• Umhleli weBill ikuvumela ukuthi uphathe izikweletu nezindleko kalula
• Qhathanisa imali engenayo uma iqhathaniswa nezikweletu ukuze ulungise amagoli okusebenzisa nokonga
• Gada zonke izinhlobo ze-bill tracker kanye nezimo zemenenja yezindleko
• I-tracker yezibonelelo, i-tracker yezindleko zokuhamba, i-tracker yebhajethi yeholide nokuningi

IMALI IGOLI TRACKER
• Ithuluzi lesabelomali lawo wonke umgomo wezezimali
• Dala ibhajethi yanoma iyiphi inhloso yohlahlo lwabiwo mali noma yokonga, efana nalokhu:
• Isabelomali somuntu siqu
• Isabelomali sasekhaya
• Isabelomali somndeni
• Isabelomali seholide
• Isabelomali somshado
• Isabelomali sanyanga zonke
• & Okuningi!

Izici zohlelo lokusebenza lwesabelomali samahhala:
• Yakha isabelomali sanyanga zonke
• Buka umhleli wakho webhajethi wamahhala kunoma iyiphi idivayisi
• Yenza ngokwezifiso i-tracker yakho yokuchitha imali ngezindleko zanyanga zonke
• Dala izigaba zebhajethi ezingenamkhawulo nezinto zomugqa
• Yonga imali ngokuthenga okukhulu nemigomo
• Yabelana ngesabelomali sakho sasekhaya kanye nokulandelela izindleko
• Hlukanisa okwenziwayo kuzo zonke izinto zomugqa wesabelomali
• Hlela izinsuku ezinqunyiwe zokuphatha izikweletu nokulandelelwa kwesabelomali

Izici ezithuthukisiwe zebhajethi:
• Sakaza ngokuzenzakalela okwenziwayo kubhajethi
• Xhuma kuma-akhawunti wezezimali
• Thola umbiko wezindleko wangokwezifiso wokusetshenziswa kwemali nemali engenayo
• Thumela idatha yokwenziwayo ku-Excel futhi uzenzele owakho umbiko wezindleko
• Thola izincomo zomuntu siqu zezindleko zokulandelela
• Setha isikhumbuzi sebhili sanyanga zonke ukuze uphathe izikweletu kalula
• Buka i-tracker yakho yamanje & ehlongozwayo enenani elifanele
• Landelela indlela osebenzisa ngayo imali, lapho uhola nezinsuku okumelwe ukhokhe ngazo ngokuhlela iholo
• Setha inkokhelo yesikweletu nemigomo yokonga futhi ubone ukuthi uzoyithola nini ngomhlahlandlela wezezimali
• Khokha isikweletu ngokushesha ngokulandelela izindleko kalula
• Joyina izikhathi ze-Q&A ezibukhoma nabaqeqeshi bezezimali abangochwepheshe

Inqubomgomo Yobumfihlo: https://www.ramseysolutions.com/company/policies/privacy-policy
Imigomo Yokusebenzisa: https://www.ramseysolutions.com/company/policies/terms-of-use